Member: Justin L
Age: 35
Location: New York City
Profession: Tech Professional
Challenge: Managing complex tax situations, over-leveraged lifestyle, and fragmented financial tools
At 34, living in New York City with a serious relationship developing, I reached an important milestone. My career success had created new opportunities and responsibilities that required a more sophisticated approach to wealth management. Working in finance gave me knowledge of various investment products, but managing my personal financial complexity had become a full-time challenge.
My portfolio reflected the tech industry's innovation focus—heavily weighted toward crypto and alternative investments that had performed well but created substantial tax liabilities and required constant attention. Managing both W-2 income and my own S-Corp meant coordinating multiple K-1s, 1099s, and complex tax situations that demanded specialized expertise.
I recognized that diversification and a more strategic portfolio approach would provide the stability and peace of mind I needed for this next phase of my life.
"I hit a point in my life where I realized maybe a little diversification and a more well-rounded portfolio probably makes sense for me."
Before finding Range, I had tried everything available to tech professionals. Monarch for budgeting, Copilot for cash flow tracking, Rocket Money for expense management—you name it, I'd downloaded it. Each tool solved one tiny piece of my financial puzzle, but none provided the comprehensive view I desperately needed.
The self-service platforms could get me started quickly, but then I'd spend hours researching on my own, second-guessing every decision. Traditional options like JP Morgan Chase or Morgan Stanley felt outdated with their fee structures and hands-off approach. I didn't want to blindly hand over my financial decisions to someone who barely knew my situation.
"Thinking about the total addressable universe of financial planning felt very daunting. I didn't know where to start."
A Range ad about tax savings caught my attention during tax extension season in October. My goal was straightforward: get an ROI on the membership fee by reducing my massive tax liability. The Range team quickly set up tax-advantaged retirement accounts, delivering exactly what I'd hoped for.
But then something unexpected happened. After solving my immediate tax crisis, I found myself questioning whether ongoing membership made sense. That perspective changed completely during my first comprehensive planning session with my Range advisor.
The advisor spent an entire hour just talking about who I am, my goals, and where I wanted to go—before we discussed any investment strategies or recommendations. This wasn't the stereotypical financial planner approach of collecting fees and throwing everything into a standard portfolio split.
"I was pretty shocked at the level of attention and the level of personalization."
Range transformed my entire approach to wealth management. Instead of reacting to financial challenges month-to-month, I now think strategically about long-term goals. Having 24-hour access to my Range advisor means I can ask questions as they arise—whether about affording a vacation or understanding investment consequences—and receive thoughtful responses within hours.
The platform serves as my financial command center, providing clear visibility into my complete financial picture while the Range team provides strategic guidance tailored to my specific situation. My advisor knows my goals and aspirations—information I don't even share with close friends.
The financial education component has been invaluable. The Range team doesn't just answer my questions; they help me understand what I should be thinking about that I haven't considered yet.
"It feels awesome knowing that I have someone that I can message around the clock with 24-hour response time to address any question about my financial decisions."
Working with Range feels like having a financially savvy friend you can text questions to, rather than a service provider going through the motions. My Range advisor truly knows me after just a few months—understanding my goals from a financial planning perspective as well as my family does.
The comprehensive approach means I'm no longer juggling multiple tools and platforms. Range handles everything from tax optimization to investment strategy to long-term planning, all with transparent, flat-fee pricing that eliminates conflicts of interest.
Most importantly, I feel confident about my financial future. The volatility and complexity that characterized my previous approach have been replaced by a well-rounded strategy that aligns with my actual life goals.
"I describe Range to my friends as much more like having a financially savvy friend who you can text questions to instead of a service provider that barely knows you."
Range succeeds where other solutions fail by combining high-touch personal service with modern technology. The tech-enabled platform makes me feel like an active participant in my financial journey rather than someone blindly handing off problems and hoping they get solved.
For professionals managing complex financial situations across multiple income streams, Range provides the personalized attention and technological sophistication that traditional advisors and DIY tools cannot match. The platform gives me confidence that I'm making informed decisions while maintaining the control and involvement I want in the process.
Range delivers truly holistic financial planning—not just tax strategies or budgeting, but the complete picture that helps me understand my financial journey and feel secure about my future.
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